FS4P creates an environment where exceptional financial solutions are provided to professional clients. The values of ethics, superior customer service, and client centered solutions are central to our nurturing working environment.

Why FS4P – Our Offering

We have a national footprint with our advisers focussing on the professional client and able to provide a wide range of objectively chosen product solutions

* Our Advisers are experienced and professional. They focus on the professional market and understand the unique needs of professional people.

* Independent advice – our advisers will look at your unique financial situation and select from a wide range of products to customize a solution as unique as you are!

* Product providers – our advisers have access to a wide variety of product providers and are able to compile the best combination of solutions for your unique needs

Financial definitions:

Financial Solutions

Working with an adviser able to provide you with objective choice, your unique needs will be analysed and then a tailored strategy will be implemented for your specific solution that will be based on your risk, investment and other financial needs. This can include insurance, investments, short-term and medical aid products.

Investments

Investing in different products to achieve your financial goals in the short-term (buying a car or house) or in the long-term for retirement. Different products can be used such as retirement annuities, unit trusts, bonds, cash or fixed deposits.

Investors generally expect a higher returns from riskier investments. Financial assets range from low-risk, low-return investments, such as high-grade government bonds to high-risk investments such as global equities.

Medical Aid Schemes

Protects your health with a range of day-to-day and in-hospital benefits as well as other additional benefits such as dental, optometry, physiotherapy, pharmacy and many others depending on the type of plan that you select.

A medical scheme helps you to pay for your healthcare needs, such as nursing, surgery, dental work, medicine and hospital accommodation. You pay monthly contributions in order to have medical cover

Insurance Risk products

In the insurance industry risk products look at the hardship created by sickness, death, permanent disability or a critical illness such as cancer. Investing in a risk policy protects you from these life changing events.

Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain

Short-term insurance

This covers the risk associated with replacing your car, house, building or personal indemnity.

Short-term insurance is insurance that you take out on your possessions such as your house, car, cellular phone, furniture, to protect against loss due to events such as fire, burglary or damage.